Rent arrears means that you have fallen behind in your rent payments. If you find that you are struggling to pay your rent then it is essential that you take action as soon as possible or else you could face eviction.
Even if you are falling behind on your unsecured debts, such as credit cards or personal loans, it is vital that you prioritise paying back your rent arrears over these debts. Get in touch with your landlord and explain if there have been any changes in circumstances which have led to the rent arrears. Work out how much you can afford to pay back and come to an agreement with your landlord about when these will be paid.
If you landlord has refused your offer about how and when you will pay back the rent arrears, this does not automatically mean that you will be evicted from your home. Continue to make the rent payments as normal as well as the amount that you offered.
Your landlord may require a greater monthly payment to clear the rent arrears. Show them your personal budget plan to ensure that that the amount that you have offered is all you can afford.
If your landlord continues to refuse payments then it may be time to seek professional help. UKRepossessionHelpline.org are on hand to offer you advice and we may be able to stop your eviction from taking place.
Your rent arrears may be caused by problems in claming your House Benefit. If the benefit has not been paid, you must get in touch with your local council immediately to find out why there has been a delay in payment.
If non-payment of your housing benefit is causing you to fall into rent arrears, then contact your landlord who may be able to assist you. Ensure that your landlord is kept up to date with any happenings during this time.
If you cannot afford to pay back your rent arrears or you miss payments to your rent, then your landlord will probably have no choice but to go to court to get you evicted. In certain circumstances they do not have to go to court, so it is essential that you understand your tenancy agreement.
No matter at what stage of the eviction process you are at, UKRepossessionHelpline.org is here to help. Our advisors can offer you further advice to try and stop you being evicted from your home.
Stopping a planned repossession is a complex legal process. There cannot be any guarantees of success. It is NEVER too late to start to oppose the repossession and the sooner you start the better the chance of a successful outcome. To successfully oppose repossession in Court we would always recommend professional legal representation to present your case.